As this new year begins, I want to take the time to drop you a short note to let you know how much Helen and I appreciate your assistance over the last few years. As you may recall, Helen attended one of your seminars on revocable trusts here in Laughlin. I was unable to attend as I was working out of state at the time. However, Helen took advantage of the offer you were making and some time later you visited our home and did the necessary paperwork to get the process started. It was during that meeting that you helped us with the decision which in reality saved our future. You noticed that our “Crown Jewel of Retirement”, a rather sizeable IRA was 100% invested in the stock market. This bothered you, and it had grown large enough that it had been bothering me as well. I had spoken to my broker about it but had always received the same answer-Oh, it’s fine, you are young yet, lot’s of time. In fact, I would turn 57 that year and planned on using the investment at age 59 1⁄2 . Our meeting occurred in early August of 2001. By the end of that month you had put all the assets of that IRA into an annuity and we all know what happened about 11 days later. I have many friends and acquaintances who lost upwards of 60% and more of their retirement in the stock market. Many are back in the working world today, but Helen and I are still retired! Words are inadequate to express our gratitude to you and your organization. You lend great dignity to your profession. Thank you very much!